These Banks Let You Get Your Paycheck Two Days …. The deadline for major payroll providers is Wednesday or 2 days prior for pay on Friday. The people in here saying that the routing number needs to change are wrong. SoFi Checking and Savings to Offer Access to Up to $2 Million in FDIC Insurance Business Wire March 22, 2023 at 9:00 AM · 5 min read SoFi Will Increase Available FDIC Insurance Coverage from. Earn an interest rate of 4. r/sofi on Reddit: Direct deposit not showing up 2 days early after. For a limited time, you can earn $250 if you direct deposit at least $5,000 into a new checking account in a 25. (Direct deposit form) How do I find my routing and account numbers for SoFi Checking and Savings? How does early paycheck work and will my paycheck always arrive two days early? Can I set up direct deposit to SoFi Checking and Savings with my Pension Plan? Can I set up direct deposit to SoFi Checking and Savings with my Social Security benefit?. 20% APY (direct deposit required, otherwise 1. Two-day early direct deposit. Most banks do nothing and wait for the money to arrive before crediting the account. My paycheck has been coming into my Money account two. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the. And early means one to two days. 20%? The DD actually hit my account yesterday instead of the usual tomorrow (2 days early I guess?) Anyway, after receiving the DD I still only have 1. Direct deposit not showing up 2 days early after switch to checking/savings account. SoFi Bank Review 2023 – Forbes Advisor>SoFi Bank Review 2023 – Forbes Advisor. Like other online banking platforms, SoFi account holders can benefit from receiving their paychecks up to 2 days early with direct deposit. The DD actually hit my account yesterday instead of the usual tomorrow (2 days early I guess?). SoFi Bank offers early direct deposit. **Overdraft Coverage only applies to SoFi Money accounts with qualifying direct deposits of $1,000/month and is currently unavailable for Samsung Money by SoFi accounts. 02%) Russell 2000 Futures 1,772. Mobile banking options SoFi’s mobile apps (for iOS and. There is no minimum direct deposit amount required to qualify for the 4. SoFi Checking and Savings: High APY, Bonus, No Fees. Favorite thing about SOFI : getting pay check 2 days early>Favorite thing about SOFI : getting pay check 2 days early. Direct deposit not showing up 2 days early after switch to checking/savings account. Deposits in checking and savings accounts are insured up to $250,000 per depositor for each account ownership category. direct deposits? – SoFi>What features do I get with recurring direct deposits? – SoFi. For new direct deposit accounts opened in the first quarter, the median FICO score was 749. Details/Features: After Opening a New Accountand setting up Direct Deposit, wait for your direct deposit to hit your account (typically 2-4 weeks). (Direct deposit form) How do I find my routing and account numbers for SoFi Checking and Savings? How does early paycheck work and will my paycheck always arrive two days early? Can I set up direct deposit to SoFi Checking and Savings with my Pension Plan? Can I set up direct deposit to SoFi Checking and Savings with my Social Security benefit?. Direct Deposit Question : r/sofi. (Direct deposit form) How do I find my routing and account numbers for SoFi Checking and Savings? How does early paycheck work and will my paycheck always arrive two days. SoFi’s checking account lets you get paid up to two days sooner. There is no minimum direct deposit amount required to qualify for the 4. Once your direct deposit is in place, SoFi Checking and Savings makes the funds available as soon as we receive payment from your employer (which is often up to 2 days early but may vary). For a limited time, you can earn $250 if you direct deposit at least $5,000 into a new checking account in a 25-day period. These Banks Let You Get Your Paycheck Two Days Sooner. 00% annual percentage yield (APY) interest on Savings account balances (including Vaults) and up to 1. (Direct deposit form) How do I find my routing and account numbers for SoFi Checking and Savings? How does early paycheck work and will my paycheck always arrive two days early? Can I set up direct deposit to SoFi Checking and Savings with my Pension Plan? Can I set up direct deposit to SoFi Checking and Savings with my Social Security benefit?. 35 Banks That Offer Early Direct Deposit in 2023. Bonus SoFis Checking and Savings account is a combined account. There is no minimum direct. Automatic, in this case, means there’s no sign-up required if you’re eligible. Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. Favorite thing about SOFI : getting pay check 2 days early. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the. 20% APY on both checking and savings balances with direct deposits. **Overdraft Coverage only applies to SoFi Money accounts with qualifying direct deposits of $1,000/month and is currently unavailable for Samsung Money by SoFi accounts. SoFi Money now offers members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days early. More posts you may like r/sofi Join • 10 days ago. Account holders who set up direct deposit can earn up to 1. This is so that the bank does not need to do the AML. I was wondering if sofi didn’t post early DD for large paychecks (I make good money) to avoid paying a days interest by fronting the early direct deposit. Last week I switched to the checking/savings accounts and I should have gotten my direct deposit yesterday, but it didnt show up. Two Days Early With SoFi Money. 7 billion, up 37% during the quarter to $10 billion at quarter-end, and 90% of SoFi Money deposits (inclusive of Checking and Savings and cash. Instead of waiting until the usual payday, SoFi Checking & Savings makes the money available as soon as we receive the notification from the Federal Reserve (which is often. Direct deposit not showing up 2 days early after switch to checking/savings account. So, every 14 days you get paid. Lately it’s been after midnight early Thursday morning. 10 Best Rewards Checking Accounts for 2023. SoFi members with direct deposit can earn up to 4. Reports First Quarter 2023 Results. Checking and Savings Earn up to 4. We make direct deposits ready once we receive the notification from the Federal Reserve, which is often up to two days early. And early means one to two days. Up to 2 days early for paychecks, up to 4 days early for government benefits. SoFi SoFi’s checking account lets you get paid up to two days sooner. SoFi Checking and Savings to Offer Access to Up to $2 Million in FDIC Insurance Business Wire March 22, 2023 at 9:00 AM · 5 min read SoFi Will Increase Available FDIC Insurance Coverage from. Without direct deposit, youll earn 1. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. Two days before the pay date, Treasury sends notice to the bank that a large (over $600) payroll deposit is coming. This is so that the bank does not need to do the AML reporting they do for all large deposits. Compare Checking Accounts It’s not a loan, just your pay, up to two days early. How Long Does a Direct Deposit Take?. Why is my direct deposit not showing in my SoFi Checking and Savings. SoFi Checking and Savings offers an award-winning member experience, including a 4. The deadline for major payroll providers is Wednesday or 2 days prior for pay on Friday. SoFi Checking and Savings offers the ability to access your direct deposit paycheck up to two days before the scheduled deposit date. If you have recently set up a Direct Deposit to your SoFi banking account, it usually takes 1 to 2 pay periods to update (become active). Two-day early direct deposit. Lately it’s been after midnight early Thursday morning. SoFi: Banking & Investing. When you set up direct deposit with SoFi, you can receive your money up to two days early and your checking account will earn interest. Instead of waiting until the usual payday, SoFi Checking & Savings makes the money available as soon as we receive the notification from the Federal Reserve (which is often up to 2 days early, but may vary). Up to 2 days early, but limited to the Fifth Third Momentum Checking account. 20% APY (direct deposit required, otherwise 1. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi. How early you get access to your paycheck depends. SoFi Money now offers members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days early. 5 Overdraft Coverage only applies to SoFi Checking and Savings accounts with qualifying direct deposits of $1,000/month and is currently unavailable for Samsung Money. Lately it’s been after midnight early Thursday morning. When you set up direct deposit, your paycheck will show up two days earlier as SoFi makes those funds available sooner. SoFi Checking and Savings offers an award-winning member experience, including a 4. 20% APY) Earn a welcome bonus of up to $250; Up to 15% back at participating merchants on debit card purchases; Over 55,000 fee-free Allpoint ATMs; No-Fee Overdraft Protection ; 2-Day-Early Paycheck; You can open an individual or joint account, and the minimum age to join. SoFi: Set up direct deposit to your checking or savings account to automatically get paid up to two days early. No minimum balance or deposit No monthly fees Comes with checking account and ATM access 2-day-early-paycheck automatically when set up direct deposit Save change automatically with. Plus, get $250 and your paycheck up to 2 days early^ when you set up direct deposit. Instead of waiting until the usual payday, SoFi Checking & Savings makes the money available as soon as we receive the notification from the Federal Reserve (which is often up to 2 days early, but may vary). When you set up direct deposit, youll recieve your paycheck up to two days earlier. 20% APY * (requires direct deposit) on your cash. For new direct deposit accounts opened in the first quarter, the median FICO score was 749. Open a Bank Account Online Today and Earn 4. What features do I get with recurring direct deposits? – SoFi. Unlocking SoFi Plus also gives you access to a cash bonus when your first direct deposit clears. My paycheck has been coming into my Money account two days early like clockwork. Early direct deposit is generally a free and automatic feature at a bank. Ive been with SoFi checking and savings for 2 paychecks now and they both showed up two days earlier than my legacy bank that also gets a portion of my direct deposit. SoFi is offering bonus of up to $300 for new customers who signup for their SoFi hybrid checking & savings account and receive direct deposit within 30 25 days: Get $50 bonus with direct deposit of $1,000 – $1,999 Get $100 bonus with direct deposit of $2,000 – $4,999 Get $300 bonus with direct deposit of $5,000+. Click Direct deposit, then select Add new direct deposit. No minimum balance or deposit No monthly fees Comes with checking account and ATM access 2-day-early-paycheck automatically when set up direct deposit Save change automatically with. Early direct deposit is somewhat of a gimmick. SoFi. Your SoFi Plus account offers: No minimum balance fees; Overdraft coverage up to $50 with no fees; Direct deposit two days early; Overdraft coverage with no fees; 15% cash back with your SoFi debit card when you shop close to. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. SoFi is offering bonus of up to $300 for new customers who signup for their SoFi hybrid checking & savings account and receive direct deposit within 30 25 days: Get $50 bonus with direct deposit of $1,000 – $1,999 Get $100 bonus with direct deposit of $2,000 – $4,999 Get $300 bonus with direct deposit of $5,000+. Q1 2023 SoFi Technologies Inc Earnings Call S&P Futures 4,158. We make direct deposits ready once we receive the notification from the Federal Reserve, which is often up to two days early. Banking with SoFi means 2-day-early paychecks with direct deposit and automated saving features to help you plan your future. **Based on user research from SoFi Direct Deposit Member Survey, 2020. 4 million products in SoFi Money, $2. Investing in options has also never been easier, thanks to. There is no minimum direct deposit amount required to qualify for these rates. It would offer the ability to access a paycheck up to two days early. Early paycheck deposit: This is often up to 2 days early, but may vary) Preferred access to IPOs Discounts on personal loans Please note: There is no minimum direct deposit amount required to earn the highest APY or 2-Day Early Paycheck, however, we do require $1,000 of monthly qualifying direct deposits to unlock No-Fee Overdraft Coverage. Direct deposit not showing up 2 days early after switch to. More than 50% of newly funded SoFi Money accounts are setting up direct deposit by day 30, and this has had a significant impact on spending. Two Days Early with SoFi Money>Get Paid up to Two Days Early with SoFi Money. Up to 2-day-early-paycheck * Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit. There are no minimum balance fees or monthly maintenance fees. In addition to a higher APY, customers who set up direct deposit also have the ability to receive their paycheck two days. 20% APY * (requires direct deposit) on your cash. How do I manually set up direct deposit for SoFi Checking and Savings. SoFi: Set up direct deposit to your checking or savings account to automatically get paid up to two days early. You Can Get Your Paycheck 2 Days Sooner. **Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. Once your direct deposit is in place, SoFi Checking and Savings makes the funds available as soon as we receive payment from your employer (which is often up to 2 days early but may vary). Some payroll providers allow next day direct deposit so they might submit it on Thursday. SAN FRANCISCO – May 20, 2021 – SoFi today announced that SoFi Money, its cash-management product offered by SoFi Securities LLC that helps people save and spend smarter, will now offer members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days earlier than their regularly scheduled payday. How long after Direct Deposit do I unlock the 4. Two days before the pay date, Treasury sends notice to the bank that a large (over $600) payroll deposit is coming. Early paycheck deposit: This is often up to 2 days early, but may vary) Preferred access to IPOs Discounts on personal loans Please note: There is no minimum direct deposit amount required to earn the highest APY or 2-Day Early Paycheck, however, we do require $1,000 of monthly qualifying direct deposits to unlock No-Fee Overdraft Coverage. This early-access feature is based on the timing in which SoFi receives notice of impending payment from your employer or depositor. More posts you may like r/sofi Join • 10 days ago. A pre-filled form appears with a voided check. Plus, when you open your account and set up direct deposit within 25 days, you could receive a one-time sign-up. Most banks do nothing and wait for the money to arrive before crediting the account. Noto concluded: “Total deposits grew by a record $2. When you set up direct deposit, your paycheck will show up two days earlier as SoFi makes those funds available sooner. Learn more → Terms & conditions apply GET UP TO $1,000 SoFi Invest® Trade stocks and ETFs, plus crypto. You can chat with SoFi’s customer service seven days a week. Please note, that most employers take a few weeks to set up a new direct deposit. Get Paid up to Two Days Early With SoFi Money. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. Get Paid up to Two Days Early With SoFi Money. Both SoFi and. For the most part it really only applies to your first paycheck received at that institution. sofi on Reddit: My APY in Savings is still 1. 20% APY) Earn a welcome bonus of up to $250; Up to 15% back at participating merchants on debit card purchases; Over 55,000 fee-free Allpoint ATMs; No-Fee Overdraft Protection ; 2-Day-Early Paycheck; You can open an individual or joint account, and the minimum age. Early paycheck deposit: This is often up to 2 days early, but may vary) Preferred access to IPOs; Discounts on personal loans; Please note: There is no minimum direct deposit amount required to earn the highest APY or 2-Day Early Paycheck, however, we do require $1,000 of monthly qualifying direct deposits to unlock No-Fee Overdraft Coverage. (Direct deposit form) How do I find my routing and account numbers for SoFi Checking and Savings? How does early paycheck work and will my paycheck always arrive two days early? Can I set up direct deposit to SoFi Checking and Savings with my Pension Plan? Can I set up direct deposit to SoFi Checking and Savings with my Social Security benefit?. $250 Checking Account Bonus. Robinhoods early paycheck feature appears to be called Early Direct Deposit. Checking and Savings Earn up to 4. Say you get paid every other week on Fridays, normally. Posted on 05/20/2021 9683 *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is. Every other Wednesday and every 14 days. We make direct deposits ready once we receive the notification from the Federal Reserve, which is often up to two days early. So once submitted it requires bank verification so if your bank supports early direct deposit it accepts it much quicker. SoFi Checking and Savings to Offer Access to Up to $2 Million in …. Early paycheck deposit: This is often up to 2 days early, but may vary) Preferred access to IPOs Discounts on personal loans Please note: There is no minimum direct deposit amount required to earn the highest APY or 2-Day Early Paycheck, however, we do require $1,000 of monthly qualifying direct deposits to unlock No-Fee Overdraft Coverage. Last week I switched to the checking/savings accounts and I should have gotten my direct deposit yesterday, but it didn’t show up. SoFi SoFi’s checking account lets you get paid up to two days sooner. SoFi offers competitive yields on both its checking and savings accounts. Can I opt out of early paycheck? Unfortunately, we do not have an opt out available. For new direct deposit accounts opened in the first quarter, the median FICO score was 749. This allows your employer to send your pay directly to your bank account so you wont need to deposit a paper check each payday, allowing you to access your money more quickly and easily. SoFi offers competitive yields on both its checking and savings accounts. Posted on 05/20/2021 9683 *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is. SAN FRANCISCO – May 20, 2021 – SoFi today announced that SoFi Money, its cash-management product offered by SoFi Securities LLC that helps people save and spend smarter, will now offer members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days earlier than their regularly. Early direct deposit is generally a free and automatic feature at a bank. If sofi “holds” early DD’s until Thursday morning instead Of posting Wednesday that’s a days interest they don’t have to pay. Some of the best checking accounts make this process even faster by implementing early direct deposit. 20%? Tomorrow is payday but I already got my DD set up 2 weeks ago. SoFi members with direct deposit can earn up to 4. **Overdraft Coverage only applies to SoFi Money accounts with qualifying direct deposits of $1,000/month and is currently unavailable for Samsung Money by SoFi accounts. This is typically up to two days before the scheduled payment date, but your mileage may vary. Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. SoFi Checking and Savings offers the ability to access your direct deposit paycheck up to two days before the scheduled deposit date. That routing number will stay with SoFi, which has been verified multiple by SoFi directly. SoFi members with direct deposit can earn up to 4. One of the standout features of SoFis Checking and Savings account is the competitive 4. This is so that the bank does not need to do the AML reporting they do for all large deposits. *SoFi members with direct deposit can earn up to 4. SoFiis offering up to $250 with qualifying direct deposit, terms apply. If you qualify, you will automatically receive your pay early †. 20% APY) Earn a welcome bonus of up to $250 Up to 15% back at participating merchants on debit card purchases Over 55,000 fee-free Allpoint ATMs No-Fee Overdraft Protection 2-Day-Early Paycheck You can open an individual or joint account, and the minimum age. SoFi Checking and Savings offers the ability to access your direct deposit paycheck up to two days before the scheduled deposit date. 00% savings account APY (Annual Percentage Yield)² for members with direct deposit, up to 2-day early. SoFi: Set up direct deposit to your checking or savings account to automatically get paid up to two days early. How long after Direct Deposit do I unlock the 4. Q1 2023 SoFi Technologies Inc Earnings Call S&P Futures 4,158. 00% savings account APY (Annual Percentage Yield)² for members with direct deposit, up to 2-day early paychecks³ and no fee Overdraft Coverage⁴, with the goal of making managing money easier than ever. SoFi’s checking account lets you get paid up to two days sooner. If we receive your direct deposit information from your employer prior to payday, we will make your money available to you when we receive it, up to two days early. SoFi members with direct deposit can earn up to 4. Two days before the pay date, Treasury sends notice to the bank that a large (over $600) payroll deposit is coming. Choose how much you would like to deposit, then select Download blank form. When you set up direct deposit, youll recieve your paycheck up to two days earlier. Get Paid up to Two Days Early with SoFi Money. SAN FRANCISCO - May 20, 2021 - SoFi today announced that SoFi Money, its cash-management product offered by SoFi Securities LLC that helps people save and spend smarter, will now offer members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days earlier than their regularly scheduled payday. *SoFi members with direct deposit can earn up to 4. Direct Deposit – SoFi>Direct Deposit – SoFi. Q1 2023 SoFi Technologies Inc Earnings Call S&P Futures 4,158. SoFi: Which Bank Is Better for You?. SAN FRANCISCO – May 20, 2021 – SoFi today announced that SoFi Money, its cash-management product offered by SoFi Securities LLC that helps people save and spend smarter, will now offer members the ability to receive their direct-deposit paychecks (or other eligible direct deposits) up to two days earlier than their regularly scheduled payday. Robinhood to Let Users Get Their Paychecks up to 2 Days Early. For a limited time, you can earn $250 if you direct deposit at least $5,000 into a new checking account in a 25-day period. Fifth Third Bank. Plus, get $250 and your paycheck up to 2 days early^ when you set up direct deposit. 20% even after >r/sofi on Reddit: My APY in Savings is still 1. SoFi’s checking account lets you get paid up to two days sooner. How does early paycheck work and will my paycheck always. SoFi Checking and Savings Bonuses and Offers: $250 + 4. SoFi Review: Checking and Savings. There is no minimum direct deposit amount required to qualify for the 4. For questions regarding your direct deposit, we recommend reaching out to your employer. There would be no fees for using. Select the account youd like your direct deposit to go in to then click Next. Earn up to $250 cash bonus available through December 31, 2023; receive a $50 bonus if you make a direct deposit between $1,000 and $4,999 in the first 30 days of opening an account; receive a. The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. At the time of our review, SoFi Bank had a bank account bonus for. How long after Direct Deposit do I unlock the 4. Earn up to $250 cash bonus available through December 31, 2023; receive a $50 bonus if you make a direct deposit between $1,000 and $4,999 in the first 30 days of opening an account; receive a. One is early direct deposit, which allows you to access your paycheck two days early. SoFi: Set up direct deposit to your checking or savings account to automatically get paid up to two days early. 00% APY and a $250 bonus when you direct deposit into a SoFi Checking and Savings account. How early you get access to your paycheck depends. Early paycheck deposit: This is often up to 2 days early, but may vary) Preferred access to IPOs; Discounts on personal loans; Please note: There is no minimum direct deposit amount required to earn the highest APY or 2-Day Early Paycheck, however, we do require $1,000 of monthly qualifying direct deposits to unlock No-Fee Overdraft Coverage. SoFi Checking and Savings Review. r/sofi on Reddit: Direct deposit not showing up 2 days …. SoFi Checking and Savings Account 2023 Review. ***Overdraft Coverage is limited to $50 on debit card purchases only and is available to customers with monthly direct deposits of $1,000 or more. If sofi “holds” early DD’s until Thursday morning instead Of posting Wednesday that’s a days interest they don’t have to pay. Sofi Direct Deposit 2 Days EarlyDigital personal finance company SoFi is continuing to expand its product offerings with the latest launch of SoFi Checking and Savings. SoFi Checking and Savings Rewards. Cash deposits available only through third-party retailers. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. Now, with early paycheck you get paid on Wednesdays. Get paid up to two days early with direct deposit; Customers who don’t make direct deposits earn 1. Robinhoods early paycheck feature appears to be called Early Direct Deposit. Direct deposit is the fastest way to get your paycheck into your checking account. What is a direct deposit and what is considered a qualifying direct. More than half of newly funded SoFi Money accounts are setting up direct deposit by day 30,. Early direct deposit is generally a free and automatic feature at a bank. Early paycheck deposit: This is often up to 2 days early, but may vary) Preferred access to IPOs Discounts on personal loans Please note: There is no minimum direct deposit amount required to earn the highest APY or 2-Day Early Paycheck, however, we do require $1,000 of monthly qualifying direct deposits to unlock No-Fee. SoFi Checking & Savings $400 Signup Bonus (Nationwide. And there’s no minimum direct deposit amount required to qualify to earn interest. My paycheck has been coming into my Money account two days early like clockwork. The hours are Monday-Thursday 5 a. I was wondering if sofi didn’t post early DD for large paychecks (I make good money) to avoid paying a days interest by fronting the early direct deposit. Contacts Gene Kim 415-231-6165 [email protected]. Direct deposit not showing up 2 days early after switch to checking/savings account. If we receive your direct deposit information from your employer prior to payday, we will make your money available to you when we receive it, up to two days early. Robinhoods early paycheck feature appears to be called Early Direct Deposit. Early paycheck. SoFi: Set up direct deposit to your checking or savings account to automatically get paid up to two days early. It would offer the ability to access a paycheck up to two days early. For a limited time, you can earn $250 if you direct deposit at least $5,000 into a new checking account in a. Get Paid up to Two Days Early With SoFi Money. Robinhood to Let Users Get Their Paychecks up to 2 Days Early>Robinhood to Let Users Get Their Paychecks up to 2 Days Early. SoFi members with direct deposit can earn up to 4. 00% savings account APY (Annual Percentage Yield)² for members with direct deposit, up to 2-day early. 20% APY on Checking account balances. *Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date. SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Early Pay: Get Paid Two Days Early. If you are seeing issues, we recommend you follow up with your employer to make sure your direct deposit information has been updated. There is no minimum direct. Two days before the pay date, Treasury sends notice to the bank that a large (over $600) payroll deposit is coming. You can see more on how early paychecks work here. In addition to a higher APY, customers who set up direct deposit also have the ability to receive their paycheck two days. More than half of newly funded SoFi Money accounts are setting up direct deposit by day 30,. Once deposited, your funds should be available immediately. 20% annual percentage yield (APY) on savings balances (including Vaults) and 1.